Personal Banking
Personal Checking Services
Edmonton State Bank offers a variety of checking accounts to match your financial needs and lifestyle. Please talk with any of our New Account Representatives about your individual checking needs. We’ll be glad to help you decide which checking plan is best for you and your family.
Student Checking (non interest bearing)
Features/Benefits
- No minimum to open
- No minimum balance to maintain
- No monthly service charge
- FREE first order of checks
Costs
- Regular Fee Schedule applies for all other account services.
Personal Checking (non interest bearing)
Features/Benefits
- $100 minimum to open
- Unlimited check writing
- Debit card issued upon approval
- FREE automatic direct deposit
- FREE Online Banking upon request
- FREE Online Banking Bill Pay upon request
- FREE Online Banking Statements – up to one year
- FREE first order Intro Pack of 50 checks
Costs
- $6.00 monthly fee waived if you maintain a minimum daily balance of $100. Regular Fee Schedule applies for all other account services.
Personal Plus Checking (interest bearing)
Features/Benefits
- $1,000 minimum to open
- $1,000 minimum daily balance to earn interest tiered at $1,000, $2,500, and $50,000
- Unlimited check writing
- Debit card available upon approval
- FREE automatic direct deposit
- FREE Online Banking upon request
- FREE Online Banking Bill Pay upon request
- FREE Online Banking Statements – up to one year
- FREE Online Account Alerts and Reporting
- FREE first order Intro Pack of 50 checks
Costs
- $7.50 monthly fee waived if you maintain a minimum daily balance of $1,000. Regular Fee Schedule applies for all other account services.
Prime Checking (non interest bearing)
Features/Benefits
- $100 minimum to open
- No minimum balance requirements
- FREE (Standard Club) Checks
- Unlimited checking transactions
- Debit card upon approval
- Discount Traveler’s and Cashier’s Checks
- Individual Accidental Death and Dismemberment Insurance (Up to $10,000)
- One Free Stop Payment per statement cycle (30 days)
- Identity Theft Protection
- May be combined with the interest benefits of the Plus Checking Account
Costs
- $7.00 monthly club benefits fee. Regular Fee Schedule applies for all other account services.
Prime Plus Checking (interest bearing)
Features/Benefits
- $1,000 minimum to open
- $1,000 minimum daily balance to earn interest tiered at $1,000, $2,500, and $50,000
- FREE (Standard Club) checks
- Unlimited checking transactions
- Debit card available on approval
- May be combined with Prime Club benefits
Costs
- $7.00 monthly club benefits fee. Regular Fee Schedule applies for all other account services.
Prime 50 Checking (non interest bearing)
Features/Benefits
- $100 minimum to open
- No minimum balance requirements
- FREE (Standard Club) Checks
- Unlimited checking transactions
- Debit card upon approval
- Discount Traveler’s and Cashier’s Checks
- Individual Accidental Death and Dismemberment Insurance (Up to $10,000)
- One Free Stop Payment per statement cycle (30 days)
- Identity Theft Protection
- May be combined with the interest benefits of the Plus Checking Account
Costs
- $7.00 monthly club benefits fee. Regular Fee Schedule applies for all other account services.
Prime Plus 50 Checking (interest bearing)
Features/Benefits
- $1,000 minimum to open
- $1,000 minimum daily balance to earn interest tiered at $1,000, $2,500, and $50,000
- FREE (Standard Club) checks
- Unlimited checking transactions
- Debit card available on approval
- May be combined with Prime Club benefits
Costs
- $7.00 monthly club benefits fee. Regular Fee Schedule applies for all other account services .
