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Investments

We offer variable and fixed rate IRAs to help you meet your financial goals. Whether you’re rolling over an IRA or opening your first, we can help you safely invest in a Traditional or Roth IRA.

Traditional IRA Profile

Download the Traditional IRA brochure

  • Tax deductible contributions (depending on income level)
  • Withdraws begin at age 59 1/2 and are mandatory by 70 1/2.
  • Taxes are paid on earnings when withdrawn from the IRA
  • Available to everyone; no income restrictions
  • All funds withdrawn (including principal contributions) before 59 1/2 are subject to a 10% penalty (subject to exception).

Roth IRA Profile

Download the Roth IRA brochure

  • Contributions are not tax deductible
  • No mandatory distribution age
  • All earnings and principal are 100% tax free if rules and regulations are followed
  • Available only to single-filers making up to $105,000 or married couples making a combined maximum of $166,000 annually.
  • Principal contributions can be withdrawn any time without penalty (subject to some minimal conditions).

Online Banking

ESB Locations & Hours

Click on the county and/or location you would like to learn more about.

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Edmonton State Bank Product Features

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