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Personal & Auto Loans

Going places? We’re happy to give you a lift.

Maybe you’re in the market for a new car, truck or SUV. Or perhaps you have bills to pay, repairs to make, a vacation to plan, or something big to buy. In any case, you don’t want to sit around spinning your wheels waiting for your money. At ESB, our high-speed loan application process is designed to get things in gear as quickly as possible.



Auto Loans

Workday commutes, afternoon errands, after-school pick-ups, weekend road trips. You rely on your vehicle on a daily basis. And you can rely on ESB for affordable financing that gets you on the road and keeps your monthly payments under control.
  • Financing for new and used vehicles
  • Competitive rates
  • Repayment terms up to 72 months
  • Make convenient monthly payments through Online Banking or the ESB mobile app
  • Fast online application
  • Local loan decision-making
  • Refinancing options for your current auto loan

Personal Loans

Life is full of twists and turns. Sometimes you need money to cover unexpected expenses. And sometimes you want extra cash to put a little spice in your life or smiles on the faces of the people you love. At ESB, we’ve got Personal Loans for almost any purpose.
  • Term loans and lines of credit available
  • Competitive rates
  • Flexible repayment terms
  • Fast online application
  • Make convenient monthly payments through Online Banking or the ESB mobile app
  • Local loan decision-making
  • Good choice for paying down higher interest debt or big credit card balances











Edmonton State Bank is a full-service financial institution with locations throughout South Central Kentucky, and Middle Tennessee.
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Business Checking

A business checking account can help keep your business operations efficient and cost-effective.