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Personal Checking

Our menu of checking options is appetizing.


Different lifestyles. Different life stages. Different financial needs. At ESB, we know people have all sorts of preferences when it comes to checking features. The good news? Whichever account you choose, you'll enjoy the convenience of free Online and Mobile Banking, a Mastercard debit card, electronic Bill Pay and digital e-Statements.


Personal Checking
Straightforward and simple, but with all the tools and services you need for time-efficient money management.

  • Only $100 to open
  • Avoid $8 monthly fee with $100 minimum balance
  • Never a fee for students under 25 years old
  • Free first order of checks

Plus Checking
What's the 'Plus'? Your balance earns interest, which means you get your money plus ours.

  • $1,000 deposit to open
  • Multiple interest tiers increase earning potential
  • Higher rates kick in at $2,500 and $50,000 
  • $8 monthly fee waived if balance stays above $1,000

Prime Checking
Day-to-day efficiency is just the beginning. This account raises the ante, offering all sorts of additional perks and protection.

  • $8 monthly fee
  • Free accidental death benefits for you and your family
  • $2,500 ID Theft Insurance
  • Savings on Tap Mobile App
  • Everyday Rebate Rewards - up to $80 annual value
  • Free Club Checks and discounts on Cashier's Checks

Prime Plus Checking
We take two of our most popular checking options and combine the benefits. The exciting results? A high-perk account that pays regular interest.

  • $8 monthly fee, plus $8 more if balance falls below $1,000
  • Multiple interest tiers increase earning potential
  • Higher rates kick in at $2,500 and $50,000 
  • Free accidental death benefits for you and your family
  • $2,500 ID Theft Insurance ID and Theft Support Service
  • Savings on Tap Mobile App
  • Everyday Rebate Rewards - up to $80 annual value
  • Free Club Checks and discounts on Cashier's Checks

Prime 62 Checking
At a certain time of life, you've earned a few extras. This special account is designed for customers age 62 and over.

  • $4 monthly fee
  • Only $100 to open
  • Free Club Checks and discounts on Cashier's Checks
  • Free accidental death benefits for you and your family
  • $2,500 ID Theft Insurance and ID Theft Support Service
  • Savings on Tap Mobile App
  • Everyday Rebate Rewards - up to $80 annual value

Fresh Start Checking
Life is full of bumpy roads with twists and turns. If your finances have hit a rough patch in the past, this account offers a second chance. Speak to an ESB associate in your local branch for more details.



















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Personal & Auto Loans

Our loan decision-making is local, and your loan is serviced right here at ESB.