Take Payments Right From Your Phone.
Tap2Local turns your smartphone into a card reader. No extra hardware. No third-party apps. Built right into your ESB banking app.
Stop Saying "Cash or Check Only"
If you run a small business, a side gig, or a service that brings you to your customer's door, you've probably had the same conversation a hundred times:
"Sorry, I only take cash or check."
Not anymore.
Tap2Local lets you accept payments anywhere you have your phone. Your customer taps. You get paid. That's it.
Three Ways to Get Paid
1. Tap to Pay
Your customer taps their card or phone on yours. Done. Works for in-person payments at the job site, the booth, the customer's driveway—anywhere.
2. QR Code
Show a code on your screen. Your customer scans it with their phone. Payment lands in your account.
3. Payment Link
Send a one-time link by text, email, or social media. Great for invoicing customers after the job is done.
Why ESB Customers Love Tap2Local
- No extra hardware. Your phone is the card reader. That's it.
- Fast setup. Enroll in ESB online banking, then turn on Tap2Local in the app and start accepting payments the same day.
- Next-day deposits. Get paid faster, with funds in your ESB account by the next business day.
- Secure and PCI-compliant. Built on technology that protects every transaction, every time.
- Low, transparent fees. 2.60% + 15¢ per transaction. No monthly fee. No surprise charges.
Built for People Like You
The lawn mowing crew. The home baker. The mobile mechanic. The boutique owner. The handyman. The hairstylist who runs a chair on the side.
If you've ever lost a sale because you couldn't take a card, Tap2Local was built for you.
Why Tap2Local Through ESB
You could sign up with one of the big tech companies. Wait days for approval. Pay extra fees. Talk to a chatbot if something goes wrong.
Or you could come down the street.
We've been here since 1897. We know your name, your business, and the people you serve. When you need help with Tap2Local, you call us, and we pick up.
Big bank technology. Small town heart.
Ready to Take Payments Anywhere?
Stop by any branch or give us a call. We'll walk you through Tap2Local, get you enrolled, and have you ready to accept payments before you leave.