From Blueprint to Front Door, We’re on Your Build Team
Designing a home that’s truly yours calls for financing that’s just as custom. Edmonton State Bank offers construction loans with competitive rates, easy draws, and local decisions, so your project keeps moving from the first shovel of dirt to the final coat of paint.
Why Choose an ESB Construction Loan?
- Low construction rates that help you stretch every dollar
- Terms matched to your timeline, up to 12 months
- Simple draw process: request funds over the phone and pay only on what you’ve used
- Local approval and servicing, so questions are answered by a neighbor, not a call center
How it Works
- Apply and get pre-qualified—start online or talk on the phone with a local lender.
- Lock in your construction rate and set a draw schedule that matches your builder’s milestones.
- Build and draw—pay interest only on funds you use during construction.
- Move in and convert—when the home is finished, we roll your balance into the fixed or adjustable mortgage you select.
Ready to Break Ground?
Edmonton State Bank is a full-service financial institution with locations throughout South Central Kentucky, and Middle Tennessee.
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