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Regardless of the state of the economy, it’s vital to save for the future. Whether it’s your child’s first savings account or you’re investing money for retirement, ESB has a savings option to meet your needs.

Savings Account

  • Minimum Opening Deposit: $25
  • Interest compounded quarterly
  • $5 quarterly service charge if balance falls below $25
  • Excess withdrawal fee of $1 for each withdrawal exceeding 3 per quarter

Certificates of Deposit (CDs)

  • 6 to 60 month terms available

Individual Retirement Accounts (IRAs)

  • Traditional or Roth IRAs are available
  • Fixed or variable IRA certificates of deposit with a 2 year term
  • Minimum opening deposit: $100