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Apply Online

Apply Now!Edmonton State Bank has made it more convenient to apply for one of our home loan products with online applications. Click on "Apply Now", to learn more about the features of our home loan products, check rates, and even apply for a home loan online!

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Dream big with a construction loan

While rates are still at a historic low, now is the perfect time to build your dream home.

Rates are low, now is the time

If you've ever thought about purchasing a new home or refinancing your current mortgage, now is the time. Rates are still at a historic low, and our team of mortgage lenders is here to create the home loan that’s right for you. With loan officers throughout south central Kentucky, we’re close to wherever you want to call home. ESB has been locally-owned for 115 years, and all of our loan decision-making is done right here. Your mortgage loan can even be serviced at ESB for the life of the loan. That’s our commitment to you. We offer a complete line of mortgage loans including:

  • Fixed rate home loans
  • Adjustable rate mortgages (ARMS)
  • Government programs (VA, FHA, KHC, RHS)
  • Construction loans
  • Home equity loans
  • Home equity lines of credit

Want more information about the home buying process?

Buying a home is exciting, but it can feel overwhelming at times. The Consumer Financial Protection Bureau has created a toolkit to help you through the process! Tools include, "Exploring Interest Rates", and "Monthly Payment Worksheets", to help you find a home in a price range you're comfortable with! Click here to check out the tool kit from the CFPB.